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Mr. Smith’s loan production career took him to Bank One and later to Diamond Savings. At Diamond Savings he managed the department involved in the placement of whole loans as well as syndication of commercial real estate loans. During his career Mr. Smith took numerous appraisal classes and seminars sponsored by the American Institute of Appraisers and the Society of Real Estate Appraisers. He has taken classes from and taught classes for the Mortgage Bankers of America. During his lending career, he has gained experience in construction lending, credit analysis, secondary marketing, and commercial loan servicing. In 1991, Mr. Smith joined Morris, Smith and Feyh, Inc. as a principal and his responsibilities include solving the financing needs of developers and investors of real estate with the placement of construction and permanent loans and developing and maintaining relationships with financial institutions.
Mr. Feyh is an Executive Vice President of MS&F. He was an original founding shareholder of the company in 1985 and has over 30 years of experience in real estate finance. After graduating from The Ohio State University with a B. A. degree, his career began with The Galbreath Company as a commercial loan officer. Responsibilities included the administration of construction loans and loan workouts for properties ranging from single family homes to large scale commercial projects. In 1974, he joined Nationwide Real Estate where he was a loan officer in the commercial construction loan department. Mr. Feyh later joined Park Financial Services where he managed the commercial construction loan department and also assisted the production department in the origination and underwriting of loans. After successfully expanding Park Financials loan portfolio, he formed his own company, Regency Mortgage, which later merged into MS&F. Mr. Feyh’s responsibilities at MS&F include overseeing all of the activities of the firm's Mortgage Loan Closing & Compliance Department, which involves coordination between the Lender and the Borrower to assure a prompt closing of every loan commitment and seamless transition of the new loan to the Mortgage Loan Servicing Department. Mr. Feyh has a diverse knowledge of structuring and negotiating real estate financing transactions and through his efforts MS&F has an unmatched success in facilitating the closing of its loans. Mr. Feyh has substantial involvement in the outside investment and development related activities in an oversight capacity by utilizing his knowledge and experience in construction lending to manage the Company’s risk in these transactions. He also has outside interests that include alumni activities of Ohio tate University.
Ms. Thomas has been with Morris, Smith & Feyh, Incorporated for the since 1991. She has more than thirty years of experience in accounting and commercial real estate fields. She obtained a B.S. degree in Accounting from The Ohio State University in 1978 and is a Certified Public Accountant (INACTIVE). Ms. Thomas began her career as an auditor with KPMG in San Francisco, California where she specialized in banking and commercial real estate. After five years in public accounting, Ms. Thomas joined Hewlett Packard in Palo Alto, California where she was involved in various areas of corporate accounting for three years. In 1991, Ms. Thomas joined MS&F as Controller. A few years after joining the Company she was promoted to Chief Financial Officer where she became responsible for all financial aspects of MS&F and related entities. For the past nine years, she has been responsible for overseeing the Servicing Department. During her tenure in this area she developed a strong system of internal controls to assure both the accuracy and security of the Company’s mortgage loan portfolio. This was accomplished through the implementation of Synergy, a loan servicing software; the utilization of various online banking products and services; and the automation of in-house procedures. She continually reviews processes and procedures in order to ensure the servicing department is operating efficiently as well as providing accurate and timely information to both our borrowers and lenders.
Mr. Kiner is an Assistant Vice President of Loan Originations where he works directly with upper management on the origination of new opportunities. He is a real estate/business development professional with more than twelve years of experience in real estate finance, origination, analysis, underwriting, development, acquisitions/dispositions and portfolio management. After earning his BS in Business in 1998 from The Ohio State University, Mr. Kiner expanded his knowledge in the real estate industry by receiving his Masters in Real Estate from the University of Florida in 2003 where his education taught him the basic skills of commercial real estate, including but not limited to spreadsheet modeling, valuation analysis, development, market research and oral/verbal communication. Prior to joining MS&F, Mr. Kiner worked at Exel, Inc. as an asset/portfolio manager where he managed 300 owned and/or leased industrial building in the continental USA. At Developers Diversified Realty in Cleveland, OH, Mr. Kiner was on the project team that worked on a $2.2 billion acquisition of over 100 retail properties purchased from Benderson Development. Mr. Kiner was responsible for property inspections, due dillegence and valuation analysis using Excel and Argus modeling. During his time at DDR, Mr. Kiner also garnered experience in retail leasing and re-development projects. In 2005 Mr. Kiner returned to Columbus where he joined Collateral Mortgage Capital as a real estate analysis/junior loan officer where he participated in financing activities on industrial, office, retail and multi-family properties. Over the last eleven years, Mr. Kiner has also acquired/disposed and managed his own portfolio of real estate. In 2010, Mr. Kiner joined Morris, Smith and Feyh, Inc. as Assistant Vice President of Loan Originations where his responsibilities include supporting upper management on the origination of new and existing opportunities. Additionally Mr. Kiner will be assisting his clients in the placement of construction and permanent loan while developing new and profitable relationships.   Joe
GonzalesVice President/Loan Originations - Cleveland Office Mr. Gonzales is a Managing Director for the Cleveland office of MSF, responsible for traditional commercial mortgage loan origination as well as Credit Tenant Lease arrangements. After graduating from Bowling Green State University with a degree in Finance, Mr. Gonzales started his banking career with the predecessor to KeyBank in 1991 as a Corporate Banking Analyst. In 1993, he began in the Commercial Real Estate department, progressing from Analyst to Relationship Manager. During this time he was involved with structuring, origination, and portfolio management for construction lending, acquisition financing, and homebuilder financing for middle market real estate clients. In 1998, Joe started the Ohio office of FINOVA Realty Capital as an Originator of CMBS mortgage loans, where he was one of their top rookie producers. After the demise of FINOVA as a company in 2000, Joe was recruited by and returned to KeyBank as a Senior Credit Officer. Here he honed his skills with responsibility for portfolio credit quality and held individual approval authority up to $35.0 million for all types of transactions, including CMBS, Fannie Mae, Homebuilder, and all income property; as well as being the Chief Investment Officer of the Private Equity Group. During this 5 year period, Joe was involved with over $5.0 billion in transactions. In 2006, he returned to the Origination role. From 2006 to early 2010, Joe was one of the leading originators, having completed over $800 million in CMBS, Life Company, Credit Tenant Lease, and Agency financing (Fannie Mae, Freddie Mac, and HUD). After nearly 17 years in all facets of commercial real estate, Joe is well prepared to meet his clients’ needs with Morris, Smith, & Feyh, Inc.
Ms. Merk is a Senior Analyst with the Cleveland office of Morris, Smith & Feyh, Inc. and is responsible for supporting her colleagues in both traditional commercial mortgage loan transactions as well as Credit Tenant Lease arrangements. After graduating from Bowling Green State University with a degree in finance in 2004, Ms. Merk has had the opportunity to work in areas of increasing responsibility for both the retail banking and corporate banking worlds. Prior to joining Morris, Smith & Feyh, Ms. Merk worked at KeyBank for nearly four years. Her career at KeyBank started as an analyst in the Life/Pension group, and then she proceeded to work as an associate of the private placement group within the KeyBanc Capital Markets division, where her focus was the Credit Tenant Lease product, structuring over $300 million in Credit Tenant Lease financing. Ms. Merk is pleased to bring her experience in the origination, structuring, management, marketing, and execution of transactions to Morris, Smith & Feyh, Inc.
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